Charlotte County Flood Insurance Workshop



The rain Southwest Florida has seen this week is a good reminder to make sure you have flood insurance as we enter the heart of hurricane season. As you may know, where you live can determine the type and amount of insurance you need.

Much of Charlotte County is in low-lying areas, so authorities are welcoming a workshop for community members to ask questions on the new FEMA flood maps. They can also ask about changes to their risk ratings and how these might impact their property.

Flood damage can be expensive. To help protect you and your property, FEMA has flood maps to show which areas are at high risk for flooding. Recently, we have seen rapid floodwaters causing widespread destruction across the United States in places like Mississippi, Texas, and Kentucky. It can happen at any time, which is why Brian Gleason, communications manager for Charlotte County, says it’s important to be aware and prepared for flooding.

“If you’re near water, if you’re in a flood-prone area, if you have possessions in your home or irreplaceable things, you should have flood insurance, it’s not very expensive” , Gleason said. “I know everyone has a million things in their budget; flood insurance should be included.

FEMA’s new hazard maps have changed criteria and put in place new guidelines for property insurance in Charlotte County. If you weren’t in a flood zone before, you might actually be there now, or vice versa, and that could impact your flood insurance rates.

“If you live in Florida, you need to know how storm water or storm surge can affect your property,” Gleason said. “And be ready and prepared to have the appropriate protection for yourself, your family and your bank account. And make sure you have flood insurance if it’s required, or even if it’s optional. It’s always a good idea that if you can afford it, to have it, and like I said before, if you have a mortgage, you have it.

Gleason hopes the flood insurance workshop to be held from 10:30 a.m. to 11:30 a.m. at the Mid County Regional Library, located at 2050 Forrest Nelson Blvd., will give people some peace of mind. .

The new flood maps will come into effect on December 15.


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